Jody J. Otto, MS, CFP® Jody J. Otto, MS, CFP® has been a practicing independent financial planner since 1986. He has an extensive educational background in financial services:Master of Science Degree from The College for Financial Planning. Graduated with Honors. Studies concentrated on estate planning and wealth transfer for business owners and wealthy individuals.Bachelor of Science Degree from the Carlson School of Management of the University of Minnesota. Graduated with Honors and numerous distinctions at the top of his class from the Carlson School. Studies concentrated in investment and finance.Graduate of the College of Financial Planning`s Certified Financial Planner™ (CFP®) professional designation educational program in 1992.Continues to stay current on new developments in the financial services world by completing several continuing education courses each year.Jody is one of the co-founders of First Capital Management, Inc. In 1990, he and Michael M. Muske purchased the clientele of another financial services firm. He and his wife have four children and he is active in the community with athletic and church programs.